People Pay for This? I Just Don’t Get It.

by Matt B

There are plenty of products and services available to you that may just make you shake your head. I can’t tell you how often I say, “people actually pay for this”? While you may completely disagree, here are a few of the products or services that people pay for that make me shake my head. If you can explain why we gladly pony up dough for this crap, I’m all ears.

Massage Chairs in the Mall-Chair

Somehow, someone got the bright idea to set up massage chairs and stations in malls, airports and other large recreational areas where people congregate. I don’t know about you, but for me, a massage is something I do not particularly want people watching me get. Not to mention the cleanliness factor. There are few things grosser I can think of than sitting back in an uncomfortable chair with my head back, while wooden balls probe my neck and the back of my head absorbs the grease and lice left by the customer before me.  Pass!

Home Phones-Phone

About 4 years ago, I ditched my land line for good. Unless you are in need of multiple lines for business purposes or otherwise, I just do not understand having a home phone anymore. If you do still cling to the world of wires, I hope your plan does not include long distance! There are so many alternatives to paying big bucks for long-distance phone service that the word “obsolete” should be used more frequently.

Expensive Cars that do not Hold/Gain Value-Beamer

If you have the money or resources to purchase yourself a Ferrari, Lamborghini, Bentley, or any other vehicle that can actually gain value over time, I’ll give you a break. Besides, you are not exactly my target audience here at Financial Methods. But I just do not understand the people who will drop $60,000 on a BMW or Mercedes when a reliable option is available for so much less. Status should not cost that much.

Sky Mall Products-Sky Mall

Okay, I get it. You have already played 50 games of sodoku, solved 3 crosswords and revised your last will and testament. Now you have nothing better to do than grab the Sky Mall catalog in the seat pocket in front of you and gawk at the overpriced and unnecessary products inside. It floors me that people actually patronize this catalog. Everything is extremely expensive and most things inside, while original or unique, are useless. Next time, put it down and go to sleep.

“Credit Monitoring and Protection Services”

I never did understand the point of having someone “monitor” your credit for you. Most transactions contain protection for you, the consumer, that prevents you from having to pay anything not initiated by you. Will there be a period of inconvenience during the correction of said transactions? Yes. But is a credit monitoring service necessary? Absolutely not. You are paying for the convenience of receiving a phone call in the event of a questionable credit request. In the event that a transaction occurs that is fraudulent, you will still have to take the initiative to fix any errors that occur afterward. Credit reports are FREE. Why pay hundreds every year for the promise of a phone call? Total waste of money if you ask me.

There you have it. This list was compiled to show a small sample of where people spend unnecessary money. There are thousands of things that make me shake my head in disbelief, so this is just off the top of my head. Feel free to add your two cents here, I’d love to hear more.

Photo Credits: Cote, StephenMitchell,, wmshc_kiwi

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Anonymous September 25, 2009 at 11:55 pm

One reason to have a land line instead of a cell phone is to avoid brain-damaging radiation from most cell phones. Some people disagree as to the level of danger posed by cell phone use, but cutting back on cell phone use has been a great time-saver and money-saver over time. Land line fees can be pretty cheap for unlimited calls depending on your provider.

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